1. Banking: Meaning and Functions 
1.1 Introduction
1.2 Meaning and Definition of Banks
1.3 Features of Bank
1.4 Evolution of Banking
1.5 Structure of Indian Banking System
1.6 Functions and Services of Banks
1.6.1 Primary Functions
1.6.1.1 Accepting Deposits
1.6.1.2 Lending of Funds
1.6.2 Secondary Functions
1.6.2.1 Agency Functions
1.6.2.2 General Utility Functions
1.7 Role of Banking in Economic Development
 Questions

2. Classification and Types of Banks 
2.1 Introduction
2.2 Classification of Banks.
2.2.1 Structural Classification of Banks.
2.2.1.1 Unit Banking System
2.2.1.2 Branch Banking System
2.2.1.3 Group Banking System
2.2.1.4 Chain Banking System
2.2.2 Functional Classification of Banks.
2.2.2.1 Central Bank
2.2.2.2 Commercial Banks
2.2.2.3 Development Banks
2.2.2.4 Co-Operative Banks
2.2.2.5 Land Development Banks
2.2.2.6 Savings Banks
2.2.2.7 Exchange Banks
2.2.2.8 Merchant Banks
2.2.2.9 Industrial Banks
2.2.3 Ownership Wise Classification of Banks
2.2.3.1 Public Sector Banks
2.2.3.2 Private Sector Banks
2.2.3.3 Foreign Banks
2.2.4 Modern Banking
2.2.4.1 Wholesale Banking
2.2.4.2 Retail Banking
2.2.4.3 Merchant Banking
2.2.4.4 Universal Banking
2.2.4.5 Virtual Banking
 Questions

3. Payment and Settlement System in India 
3.1 Payment and Settlement System
3.1.1 Payment System
3.1.1.1 Payment System : Meaning and Concept
3.1.2 Settlement System
3.1.2.1 Settlement System : Meaning and Concept
3.2 Payment and Settlement System in India
3.3 Payment and Settlement Systems : Importance
3.4 Evolution of Payment System in India
3.5 Instruments of Payment and Settlement System in India
3.5.1 Electronic Clearing Services (ECS)
3.5.2 Real Time Gloss Settlement System (RTGs)
3.5.3 National Electronic Fund Transfer (NEFT)
3.5.4 Cheque Truncation System (CTS)
3.5.5 National Electronic Clearing Service (NECS)
3.5.6 Internet Banking
3.5.6.1 Internet Banking : Meaning and Concept
3.5.6.2 Nature of Internet Banking
3.5.6.3 Features of Internet Banking
3.5.6.4 Advantages of Internet Banking
3.5.7 Mobile Banking
3.5.7.1 Types of Mobile Banking Services
3.5.7.2 Mobile Banking Services
3.5.7.3 Advantages of Mobile Banking
3.5.8 IMPS (Immediate Payment Service)
3.5.8.1 Features of IMPS
3.5.8.2 Benefits of IMPS
3.6 Automated Teller Machine (ATM)
3.6.1 ATM : Meaning and Concept
3.6.2 Brief History
3.6.3 Functions
3.6.4 Operating the ATM
3.6.5 Advantages of ATMs
3.6.6 Disadvantages of ATMs
3.7 Benefits of E-Banking
3.7.1 E-Banking : Meaning and Concept
3.7.2 Benefits of E-Banking
3.7.2.1 Benefits of E-Banking to Customers
3.7.2.2 Benefits of E-Banking to Banks
 Questions

4. Multiple Credit Creation 
4.1 Balance Sheet of Bank
4.1.1 Bank’s Balance Sheet, Concept
4.1.2 Format of Balance sheet and concerning schedules
4.1.3 Schedules (Form A)
4.1.3.1 Liabilities Section
4.1.3.2 Assets Section
4.2 Multiple Credit Creation by Commercial Banks
4.2.1 Introduction
4.2.1.1 Multiple Creation of Credit
4.2.2 Importance of Multiple Credit Creation
4.2.3 Credit Expansion & Contraction
4.2.3.1 Credit Expansion
4.2.3.2 Credit Contraction
4.2.4 Deposit Multiplier or Credit Creation Formula
4.2.5 Limitations of Credit Creation
 Questions

5. Principles of Sound Banking 
5.1 Sound Banking : Meaning and Concept
5.1.1 Introduction
5.1.2 Sound Banking : Meaning and Concept
5.1.3 Essentials of a Sound Banking System
5.2 Principles of Sound Banking System
5.2.1 Introduction
5.2.2 Principles of Sound Banking
5.2.3 Conflict between liquidity and Profitability
5.3 Non-Performing Assets (NPA)
5.3.1 NPA : Meaning and Concept
5.3.2 Factors that contribute to Non-Performing
Assets (NPAs)
5.3.3 Types of NPAs
5.3.4 Impact of NPAs on Financial Operations
5.3.5 Management of NPAs
 Model Questions

6. Central Banking 
6.1 Central Bank : Meaning and Functions
6.1.1 Introduction
6.1.2 Central Bank : Meaning and Concept
6.1.3 Central Bank : Definition
6.1.4 Central Bank : Salient Features
6.1.5 Functions of Central Bank
6.2 Distinction between Central Bank and Commercial Bank
6.2.1 Central Bank : Meaning and Concept
6.2.2 Commercial Bank : Meaning and Concept
6.2.3 Distinction between Central Bank and
Commercial Bank.
6.3 Role of Central Bank (Reserve Bank of India) in Indian Economy
6.3.1 Introduction
6.3.2 Role of Central Bank (Reserve Bank of India)
in Indian Economy
 Questions