Prashant Publications

Cooperative Law & Micro Finance – II

F.Y.B.COM. SEM. II 124B

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Tags: , ISBN: 978-93-49325-17-3

ISBN:

SKU: 978-93-49325-17-3
Categories: , , , Tags: , ISBN: 978-93-49325-17-3

Rs.150.00

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We have a great pleasure in introducing our book to commerce
students on Cooperative Law and Micro Finances – II. This book is
especially written as per National Education Policy Syllabus for
the students of First Year Graduation of KBC North Maharashtra
University, Jalgaon. This is a book which is a written honestly for the
rural and urban students of Commerce, Management professional and
investors of effective understanding.
This book is also useful to the teachers who would otherwise have
to prepare their lecturers from various sources particularly an attempt
has been made to use simple and easily understandable Language.
Topics of the book are logically arranged in numbered paragraphs
exactly according to the modified syllabus from June, 2024.
Really speaking we prefer and refer the standard books and
collected new and latest references and information from innumerable
good books, journals, SEBI circulars, bulletins, reports and research
articles.
We are very much thankful to Prashant Publications, Jalgaon,
Shri. Rangrao Patil and his co-operative staff. We are also thankful
to our principal, mentor, staff members, family & friends who have
directly and indirectly supported for the fruitful presentation of this
book.

1. Micro Finance Institution in India………………………………9
1.1 Introduction
1.2 Current Status of Micro Finance in India, Objectives,
Features, Structure of Microfinance
1.3 Famous Microfinance in India : 1. Bandhan Bank 2. SKS
Microfinance 3. Ujjivan Small Finance Bank 4. Bharat
Financial Inclusion Limited 5. ESAF Small Finance Bank
6. Svatantra Microfin Pvt. Ltd. 7. Janalakshmi Financial
Services 8. Grameen Koota Financial Services 9. Satin
Creditcare Network Limited 10. Equitas Small Finance
Bank 11. Suryoday Small Finance Bank 12. Annapurna
Finance Pvt. Ltd 13. Arohan Financial Services Pvt. Ltd
14. Muthoot Microfin Limited 15. Credit Access Grameen
Limited 16. Sonata Finance Private Limited 17. Fusion
Microfinance Private Limited

2. Microfinance amd Its Model …………………………………………….19
2.1 Introduction
2.2 Meaning & Need of Microfinance
2.3 Growth of Microfinance
2.4 Development of Microfinance
2.5 Importance of Microfinance
2.6 Models of Microfinance
2.7 Problems / Issues Faced By Microfinance
2.8 Significant Challenges Faced By Microfinance
2.9 Measures to Overcome Challenges

3. Contribution to the development of
Co-operative Movement in India……………………………….33
3.1 Introduction
3.2 Importance of Cooperative sector for India
3.3 Famous Personalities in cooperative movement
3.4 10 Best Cooperative Societies In India

4. Microfinance Risks……………………………………………………45
4.1 Introduction
4.2 Microfinance Risks and Challenges
4.3 Major Risks to Microfinance Institutions
4.3.1 Financial Risks Financial Risks in Microfinance
Institutions
4.3.2 Risk Interaction in Microfinance Institutions
4.3.3 Strategic Risks in Microfinance Institutions
4.4 Additional Challenges for MFIs
4.4.1 Rapid Growth and Expansion
4.4.2 Succession Planning
4.4.3 New Product Development
4.5 Effective Risk Management
4.6 Risk Management Feedback Loop

5. Workers Cooperatives – Success and Failure of Indian
Workers Cooperatives……………………………………………………….70
5.1 Introduction
5.2 What is Workers cooperative?
5.3 The Uralungal Labour Contract Cooperative Society
Limited(ULCCS Ltd.)
5.4 Self employed Womens Association (SEWA)
5.5 Gambhira Framing Cooperative Society Limited (GFCSL)
5.6 Shir Mahila Griha Udyog (Lijjat)
5.7 Working womens Forum-India (WWF)
5.8 Kamini Tubes Workers Cooperatives society Limited
(KTLWCS)
5.9 Mumbai Tiffin Box Suppliers Association (MTBSA)
5.10 What workers for a cooperative?

6. White Revolution in India – A Dairy
Transformation : Case study …………………………………….94
6.1 Introduction
6.2 Characteristics of the white revolution
6.3 Sustained Expansion in Milk Production
6.4 Obstacles encountered by India during operation flood
6.5 Concern related to policies and regulation
6.6 The Anand Pattern in Cooperatives
6.7 Operation flood- a cooperative movement
6.8 Importance of operation flood
6.9 Challenges encountered by dairy farmers in India
6.10 Program for ensuring and maintaining the quality and
assurance of products or services
6.11 Indian governments policy on milk

References……………………………………………………………………110

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